An interest-bearing FSS escrow account is established by Fargo Housing for each participating family. An escrow credit, based on increases in earned income of the family, is credited to this account by Fargo Housing during the term of the FSS contract. Fargo Housing may make a portion of this escrow account available to the family during the term of the contract to enable the family to complete an interim goal such as education. If the family completes the contract and no member of the family is receiving public assistance, the amount of the FSS account is paid to the head of the family. If Fargo Housing terminates the FSS contract, or if the family fails to complete the contract before its expiration, the family’s FSS escrow funds are forfeited.